Terms & Conditions

Tranquility Financial Visioning, LLC  has several divisions.  LifeandFinances.com  is one of those divisions. As such, Tranquility Financial Visioning,Tranquility Financial, “TranquilityFinancial.com”, “TFV”, “Tranquility Visioning”, “Life and Finances”, “LnF”, “Striving To Do Life Better” “StrivingToDoLifeBetter.com”, “STDLB”, are interchangeable within the context of this site and all division sites and these disclaimers, policies and disclosures apply to all noted sites.

By entering and interacting with this web site , you agree LifeandFinances.com is based on Christian values, principles, positive personal development and Biblical beliefs.  Blog posts or other comments are a representation of the owners opinion and personal beliefs.  It is privately owned and as such the owner at any time can and may remove and/or choose not to post input/comments or information. LifeandFinances.com believes in freedom of speech and as such also believes there are an abundance of non-Christian and/or sites to debate topics such as religious values, beliefs, ethics, integrity, Biblical teachings, etc., this site is not meant to be one of those platforms.  If the visitor/reader is not open to the platform of this site or their intent is to cause disruption to this platform topic matter you should leave and not return to this website.  After reading these Terms,  Privacy Policy and FTC disclosure and by remaining and/or participating on this site or revisiting this site you are agreeing to this platform and these terms and conditions.

Privacy Policy

Awareness

Life & Finances, LLC  provides this online privacy policy to inform you of the way your information is collected and used as well as to make you aware of our security practices.

Information

Life & Finances, LLC  respects your privacy. The Life & Finances  site may log IP addresses and browser types, but will not link IP addresses to anything personally identifiable. This means that a user’s session may be tracked but their identity will remain anonymous. You may browse the Life & Finances  web site without entering any personal information and therefore remain anonymous during your visit. However, some areas of the site may collect personal information for various purposes. Life & Finances, LLC never sells, rents, leases, or exchanges such personal information with other organizations. Life & Finances, LLC assures you that the identity of all who contact us through this web site will be kept confidential unless disclosure is required by law under sapina. In all situations, use of your personal information will be limited to further the ministry activities of Life & Finances  and its division ministries.

E-mail addresses

E-mail addresses entered by the users of TranquilityFinancial.com will be saved for the purpose of circulation of promotions pertaining to life and finances.  These address may be used by Life & Finances  and any of its divisions.  We respect your privacy and at no time will we sell or give your email address to any outside organization not related to Life & Finances  or its divisions.  We at no time intend to overload your email inbox therefore, promotions or announcements will be limited to those that really matter.

Opt-Out: In the event that you would prefer that your email address not be used as stated above, you may send an “opt-out” request, pursuant to receipt of any email you receive subsequent to submission of your email address to this this site.

Cookies

From time to time, Life & Finances  may send a “cookie” to your computer. A cookie is a small piece of data that is sent to your browser from a web server and stored on your computer’s hard drive. A cookie cannot read data off of your hard drive or read cookie files created by other sites. Cookies do not damage your system. Life & Finances  uses cookies to recognize you when you return to our web site or to identify which areas of our network you have visited. Life & Finances  may use this information to better personalize the content you see on our web site.
Many web sites place cookies on your hard drive. You can choose whether or not to accept these cookies by changing the settings of your browser. Your browser can refuse all cookies or show you when a cookie is being sent. If you choose not to accept these cookies, your experience at our web site may be diminished and some features may not work as intended.

Children’s Online Privacy

Life & Finances  is concerned about the privacy of young children and encourages you to become involved with your child’s access to the internet and to our site in order to ensure that his or her privacy is well protected.  Children under 18 should not be allowed to access this site without parental supervision.

Contacting Us

If you have any comments or questions regarding our online privacy policy, please send an email to us using our contact form.

User Agreement

Your use of and access to the Tranquility Financial Visioning web site is subject to this User Agreement and any other policies and terms set forth through the site and all applicable laws. By accessing and browsing the site, you accept, without qualification or limitation, the terms and conditions specified in this User Agreement.  IF YOU DO NOT AGREE TO THIS USER AGREEMENT, YOU SHOULD NOT USE THE SITE.
Life & Finances  will not be responsible or liable for any damages or injuries caused by use of and access to our web site (such as data transmissions, omissions, incorrect information or misstatements). Life & Finances  does not guarantee any information, service, or merchandise provided on or through the web site.

General Guidelines

You are prohibited from posting or transmitting any threatening, obscene, unlawful, defamatory, libelous, scandalous, inflammatory, or pornographic material or any material that could promote conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Life & Finances  assume no responsibility or liability arising from the postings, transmission, content, or information on the site, or from any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, or inaccuracy contained in any such postings, transmissions, information, or content on the site.

Information specified in or accessible through the web site may not be fully complete or accurate. Life & Finances  does not endorse or represent the reliability or accuracy of any of the content, information or opinion distributed through or accessed from the web site.  This site should be used and considered entertainment only.  You hereby concede that any reliance upon any content, information or opinion distributed through or accessed from the web site is at your sole risk.  You should never make any life changing decisions based on the opinions represented on this site.  You are responsible for your own actions Life & Finances  will not be held responsible for your personal actions, circumstances or situations of any kind.

You are responsible for obtaining, installing, maintaining, and operating all necessary hardware, software, and Internet access services necessary for viewing the site. Life & Finances  will not be responsible for failures from the malfunction or failure of your hardware, software, or any Internet access services.

Copyright Information

All text, graphics, video, source code, and editorial content on this web site are proprietary to Life & Finances.  These materials are protected by U.S. copyright and may not be used, copied, transmitted, or reproduced in whole or in part without the express written consent of Life & Finances.  Use of any of Life & Finances text, graphics, video, source code, or editorial content (that is hyperlinked to or affiliated with the web site in any way) for any reason or purpose is strictly prohibited. Unauthorized use of the text, graphics, video, source code, and editorial content may violate trademark, copyright, civil and criminal statutes, and privacy and publicity laws.

The TranquilityFinancial.com, Life & Finances, Life & Finances  or other company owned logo and name are trademarks or service marks of Life & Finances.  All other trademarks or service marks used or referenced on this web site are the property of their respective owners. Nothing contained on or through this web site should be construed as granting, by estoppel, implication, or otherwise, any license or right of use of any trademark or service mark displayed on the web site without the written permission of Life & Finances or such third party owners.

Use of Communications and Materials

Any material or communication you transmit to the web site by Hypertext Transfer Protocol, File Transfer Protocol, electronic mail, forums or otherwise, including any questions, suggestions, comments, data, or the like is nonproprietary. Anything you knowingly or unknowingly transmit or post becomes the property of Life & Finances  and may be used for any purpose, including, but not limited to, posting, disclosure, reproduction, publication, broadcast, and transmission. Additionally, Life & Finances  reserves the right to use any concepts, ideas, or techniques contained in any data you send to the web site.

Injuries and Damages

Life & Finances  is not responsible or liable for any incidental, consequential, direct, indirect, or punitive damages or injuries, including, but not limited to, omissions, errors, mistakes, delays in transmission, typographical errors, deletion of files, and delays in operation, your reliance on or use of any service, information, or merchandise provided on or through the web site, or any failure of performance arising out of or caused by access to or use of any information or content contained in or on the web site, the content of any web site, or web sites hyperlinked to the web site, even if Life & Finances  acts negligently and/or has been advised of the possibility of such damages.

Advertising

Life & Finances  may  post random “sponsor” ads on this site.  These advertisements in no way reflect endorsement by Life & Finances.  Advertisements are placed solely as passive revenue as “pay per click” advertising on the site.

Indemnification

You agree to defend, indemnify, and hold Life & Finances  and its affiliate entities, employees, directors, officers, agents, material or communication providers, and Internet Service Providers harmless from any and all losses, liabilities, claims, expenses, and damage awards, including, but not limited to attorneys’ fees, that arise from any claim, action, or demand, by use of or in connection with the submission, transmission, posting, broadcast, or other communication with or to the web site.

Hyperlinks

The web site may hyperlink to sites not maintained by or related to Life & Finances.  Hyperlinks are provided as a convenience/service to you and Life & Finances  is not affiliated with or sponsored by such sites. Life & Finances  has not reviewed any or all of the sites hyperlinked to or from this web site and is not responsible for the content of any other web sites. These links are to be accessed at your own risk, and Life & Finances  makes no representations or warranties about the content, completeness, or accuracy of these links or the web sites these hyperlinks point to.

Warranties

The reference materials and information contained on the web site are intended only for your entertainment purposes. By entering and interacting with the web site, you agree to hold Life & Finances  harmless and not responsible for the data/content distributed by the web site. Life & Finances  makes no representations or warranties about the completeness or accuracy of the web site’s content or the information or other material found on or in the web site. Life & Finances  does not purport to review the accuracy of information and other materials available on the web site. Appropriate precautions should be taken to verify all such information. Life & Finances  cannot be held liable for typographical errors, layout error or misinformation, omissions, technical inaccuracies or other errors contained in the site.

THE PRODUCTS AND SERVICES OF Life & Finances  ARE WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF A WRITTEN AGREEMENT BETWEEN Life & Finances  AND THE PURCHASER.

EXCEPT AS WARRANTED IN SUCH WRITTEN AGREEMENTS, Life & Finances  HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO PRODUCTS OR SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

THE MATERIALS, SERVICES, AND INFORMATION IN THE WEB SITE ARE PROVIDED “AS IS” WITHOUT ANY WARRANTIES OR REPRESENTATIONS WHATSOEVER OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Miscellaneous

The User Agreement set forth hereof is governed and interpreted under the laws of the state of Florida. You hereby agree to Christian conciliation of any disputes relating to this web site. If any portion of this User Agreement is deemed unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Life & Finances  can, at its sole discretion, replace or amend such provisions.

Life & Finances  reserves the right to terminate your access to this site at any time in Tranquility Financial Visionings, LLC sole discretion.

This User Agreement sets forth the entire understanding and agreement between yourself and Life & Finances  with respect to the site and any materials, communications, transmissions, or posting to the site. Life & Finances  reserves the right to revise this User Agreement at any time by updating this posting. You are bound by any such revisions and you should periodically read and review this User Agreement.

Forum content & Prayer Requests Disclaimer

All forum content and prayer requests submitted to Life & Finances  through this website may or may not be reviewed before being posted. However, you remain solely responsible for the content of your posted forum content and prayer requests and you agree to indemnify and hold harmless Life & Finances  with respect to any claim based upon the transmission and posting of your forum content and/or prayer requests. Please remain courteous and thoughtful in your forum postings and prayer requests at all times.

Life & Finances  is under no obligation to post any forum content or prayer requests. We will, however, pray for every earnest request that we receive.  But please keep in mind that Life & Finances  is not a counseling ministry and cannot offer any services to you other than what is published on this sites.

Children under the age of 18 are not permitted to post on the forum or prayer requests. However, we encourage such children to visit our site under the supervision of their parents and to pray for the requests that are posted as frequently as they wish.

If you have any questions, please see our online privacy policy and the terms of use for this website.