No Spending Money Challenge
Nov28

No Spending Money Challenge

Tweet A Challenge. Who doesn’t like a challenge?  Today I challenge you to see how many days you can go without spending money. Now before I get into the definition of  spending money let me get you caught up to what brings me to this challenge.  I know some people who, if they have a dollar in their pocket, they have to spend it. I know others who specifically don’t carry around any cash because they know they will spend...

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Eating Out Every Night While Eating In
Nov26

Eating Out Every Night While Eating In

Tweet We all work hard and we are all busy.  There is nothing nicer than being able to eat out.   A time to just sit and relax a bit.  It is even better if you eat out with your special someone. Let’s face it, as much as eating out is a nice time to relax, it is not something we can responsibly do every night when it comes to finances.  If you have read my blog for any period of time you know that I am all about saving money  so...

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Save Money While Eating Out
Nov19

Save Money While Eating Out

Tweet Who doesn’t like to eat out!  It is so nice after a long day of work, or dealing with the kids to let someone else do the cooking as well as the clean up for dinner and what better way to get waited on than to go out to eat at a restaurant. Now the convenience comes with a price.  The easiest way to blow your budget is eating out too often.  As you know I highly recommend reserving eating out for special occasions as I...

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How To Save Money When You Don’t Have Money
Nov17

How To Save Money When You Don’t Have Money

Tweet So many times I hear the question “How can I save money when I don’t have enough money to pay my bills?” When I was in debt the last thing on my mind was to save money.  I even remember saying, I am living now, I am young now, I am going to enjoy my money NOW!  Enjoy I did.  I spent money I didn’t have.  Did you catch that?  I spent money I didn’t have.  If you can spend money you don’t have,...

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Two Percent Raise – Social Security Tax Reduced
Jan06

Two Percent Raise – Social Security Tax Reduced

Tweet This new year marks the start of a decrease in the social security tax owed by the employee.  That means if you receive a paycheck, chances are you will see 2% more in your check starting the first check of 2011 than you did the last check of 2010. Many think this is good news, and it is.  Let’s face it two percent is two percent every little bit helps right?  What is two percent?  If you make $60,000 a year that two...

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Extreme Couponing
Dec30

Extreme Couponing

Tweet Last evening a new show aired on TLC called Extreme Couponing.  It was about four savors who as TLC stated are obsessed with saving. These savors do all they can do to get as much as they can for as little as they can.  Now I am all about that concept but this was taken to the extreme, read on. As you know, I am all about living a debt free lifestyle. I agree with the concept of saving money where ever you can and using coupons...

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Do You Need A Land Line?
Oct27

Do You Need A Land Line?

Tweet So many people have cell phones now days.  Actually, I personally don’t know anyone who doesn’t have a cell phone. Most people also have a land line in their home as well.  Landlines are not cheap.  For just a basic landline service and I do mean basic, no call waiting, no voice mail, just dial tone, you could be paying about $32 for monthly service.  Doesn’t seem like much until you consider that almost half...

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