Eating Out Every Night While Eating In
Nov26

Eating Out Every Night While Eating In

Tweet We all work hard and we are all busy.  There is nothing nicer than being able to eat out.   A time to just sit and relax a bit.  It is even better if you eat out with your special someone. Let’s face it, as much as eating out is a nice time to relax, it is not something we can responsibly do every night when it comes to finances.  If you have read my blog for any period of time you know that I am all about saving money  so...

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Financial Funk
Nov15

Financial Funk

Tweet Have you ever gotten discouraged over your finances?  The lack of money you make?  The amount of debt you have?  If you answered yes, you’re not alone. What would cause a financial funk?  Could be you lost your job. Maybe you are in a job you don’t like and feel trapped due to your financial responsibilities.  Maybe you have slipped a bit paying off your debt and increased your debt due to a compulsive buy.  Or maybe...

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Owning a home – a dream or a nightmare?
Nov13

Owning a home – a dream or a nightmare?

Tweet It’s the American dream to own a home.  However, sometimes that dream turns into a nightmare. A home is a wonderful thing, it means privacy, independence, to some it means success and status symbol.  But a home is much more than all these things, it is a huge financial commitment and I don’t just mean the mortgage payment. The American Dream Buying a home is much more than achieving the American dream, it requires a...

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Co-sign a loan…Good Idea or Not?
Nov09

Co-sign a loan…Good Idea or Not?

Tweet So a friend or even a relative has come to you explaining how they found this great car.  They tell you it has low mileage, ice cold air, runs smooth.  It has new tires, and for a three year old car the price is fantastic. They go on and on about the car, how it is just what they were looking for.  They ask if you will come take a look at the car, take it for a test drive so you can give them your honest opinion whether or not...

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5 Christmas Shopping Tips
Nov04

5 Christmas Shopping Tips

Tweet We are in November which means Christmas is right around the corner.  As much as I encourage everyone to plan for Christmas in January and throughout the year in your budget, I realize that isn’t what most people do. Below I have provide some tips that will hopefully take the sting out of your of your Christmas shopping and save money in the process. 1. User reviews I have said it before and I will say it again.  I love...

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Should I Lend Money to A Friend Or Relative?
Nov03

Should I Lend Money to A Friend Or Relative?

Tweet A friend or relative has just asked you for a loan.  “I don’t need much” they say “just enough to hold me over til pay day and then I will pay you back” What do you do?  After all they are your friend, many times they are your relative like your sister, brother, cousin or parent.  How do you turn them down, or do you?  Should you just loan them the  money? It’s a great question and one that...

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Identity Theft Protection
Oct30

Identity Theft Protection

Tweet Let’s face it, there are some people in the world that are just too lazy to work hard, they would rather steal for a living.  There are people who steal cars, break into a house to steal TV’s and other perceived valuables, rob banks for money, steal from liquor stores, pharmacy’s, even steal from their employers, you name it if someone has something that an unethical,  immoral  and lazy person wants, they will...

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