Goals For A New Year – Time With The Family
Dec16

Goals For A New Year – Time With The Family

Tweet You are about to enter into a new year. You are most likely focused on the commercialism of Christmas and wondering how much and what kind of stuff you are going to buy your friends and family. Sadly you are most likely spending money on all those gifts that you don’t really have by charging up credit cards. If that is you, your new year will start out with extra and/or higher bills, not a good start but what is done is done....

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It’s Not All About Money
Nov22

It’s Not All About Money

Tweet As you know I use to be in debt.  Actually, right out of college I got into debt it was a small amount but it was debt.  I paid it all off and I was debt free…for a very short period of time until I started using credit cards again.  Then I got into BIG debt, I owed tens of thousands of dollars on credit cards. From 1986 to roughly 1998 I lived in and with debt.  I avoided answering the phone knowing it was most likely a...

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Financial Funk
Nov15

Financial Funk

Tweet Have you ever gotten discouraged over your finances?  The lack of money you make?  The amount of debt you have?  If you answered yes, you’re not alone. What would cause a financial funk?  Could be you lost your job. Maybe you are in a job you don’t like and feel trapped due to your financial responsibilities.  Maybe you have slipped a bit paying off your debt and increased your debt due to a compulsive buy.  Or maybe...

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Credit Cards That Pay…Really?
Nov08

Credit Cards That Pay…Really?

Tweet Same as cash. Reward points. Air miles. Save 10% if you sign up for the store card, the list goes on. You have heard the sales pitch or gimmicks that try to get you to use a credit card to pay for a purchase. Offers for credit cards are everywhere. From a casual visit to a chain store, television, the mailbox, to places you wouldn’t expect like a NASCAR race. They Pay Me Many of my friends and clients have told me they...

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I Need Extra Money
Nov06

I Need Extra Money

Tweet Last evening I re-watched a sermon from InTouch Ministries.  Normally Dr. Charles Stanley presents the sermon but last evening his son, Andy, who is a fantastic speaker. Andy Stanley’s sermon was titled “The Assumption of Consumption”; it was an excellent talk about how many people look at money.  How money is very powerful and needs to be properly managed. One of the questions Andy asked was “Do you have...

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Is Bankruptcy Biblical?
Nov05

Is Bankruptcy Biblical?

Tweet As you know I have been in debt, lots of debt.  There was even a time when I was paying one cards monthly minimum with other card.  Looking back I guess that really wasn’t making a payment, just deferring the payment. There was a time when I looked into consumer credit counseling to get some relief from my payments, but when I found out that would hit my credit the same as a bankruptcy I opted to pay off my debt on my own...

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How To Be Financially Successful
Nov02

How To Be Financially Successful

Tweet You are most likely visiting this blog because you are in a money mess right now or soon will be.  Perhaps your money is under control but your son or daughter is having some money problems. Fear not, you are not alone and all money problems can be corrected, regardless of income. You see, money problems is not at all about how much you make.  Let me repeat that, money problems are not at all about how much you make.  The...

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