No Spending Money Challenge
Nov28

No Spending Money Challenge

Tweet A Challenge. Who doesn’t like a challenge?  Today I challenge you to see how many days you can go without spending money. Now before I get into the definition of  spending money let me get you caught up to what brings me to this challenge.  I know some people who, if they have a dollar in their pocket, they have to spend it. I know others who specifically don’t carry around any cash because they know they will spend...

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Save Money While Eating Out
Nov19

Save Money While Eating Out

Tweet Who doesn’t like to eat out!  It is so nice after a long day of work, or dealing with the kids to let someone else do the cooking as well as the clean up for dinner and what better way to get waited on than to go out to eat at a restaurant. Now the convenience comes with a price.  The easiest way to blow your budget is eating out too often.  As you know I highly recommend reserving eating out for special occasions as I...

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How To Save Money When You Don’t Have Money
Nov17

How To Save Money When You Don’t Have Money

Tweet So many times I hear the question “How can I save money when I don’t have enough money to pay my bills?” When I was in debt the last thing on my mind was to save money.  I even remember saying, I am living now, I am young now, I am going to enjoy my money NOW!  Enjoy I did.  I spent money I didn’t have.  Did you catch that?  I spent money I didn’t have.  If you can spend money you don’t have,...

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Financial Funk
Nov15

Financial Funk

Tweet Have you ever gotten discouraged over your finances?  The lack of money you make?  The amount of debt you have?  If you answered yes, you’re not alone. What would cause a financial funk?  Could be you lost your job. Maybe you are in a job you don’t like and feel trapped due to your financial responsibilities.  Maybe you have slipped a bit paying off your debt and increased your debt due to a compulsive buy.  Or maybe...

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Owning a home – a dream or a nightmare?
Nov13

Owning a home – a dream or a nightmare?

Tweet It’s the American dream to own a home.  However, sometimes that dream turns into a nightmare. A home is a wonderful thing, it means privacy, independence, to some it means success and status symbol.  But a home is much more than all these things, it is a huge financial commitment and I don’t just mean the mortgage payment. The American Dream Buying a home is much more than achieving the American dream, it requires a...

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Grandma Didn’t Live This Way
Nov12

Grandma Didn’t Live This Way

Tweet When I was growing up and went to visit my Grandma she always had some dough left over from her pie baking.  She would save it for me so I could play with it.  It was just dough, but as a small child I enjoyed playing with it.  I would squish it, stretch it, roll it into a ball, and do any other fun things I could think of.  It was fun, simple and most of all cheap entertainment. My grandma would bake apple pies all the time.  I...

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What Is A Budget?
Nov07

What Is A Budget?

Tweet Many cringe when they hear the word budget.  Some think the only other word that starts with “B” that might generate a worse reaction is the word bankruptcy. I hope to explain that the word “budget” is not a bad word.  It is not a controlling word.  It is not a word meaning “you can’t have.”  I hope to explain that the word budget is a way to take back control.  A word that means...

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