What Is The Difference Between An Emergency Fund And A Savings Account
Jan27

What Is The Difference Between An Emergency Fund And A Savings Account

Tweet Yesterday I talked about how to save $1000 in one month. That is money for your emergency fund and even though it is recommended that you have at least $1000 in an emergency fund, I think a more realistic number is $2500. Pricing for everything is going up including how much emergencies cost. What is the difference between an emergency fund and a savings account? Well first of all, I do firmly recommend you have two separate...

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Time To Get Out Of Debt
Jan04

Time To Get Out Of Debt

Tweet We could be in for a turbulent year when it comes to the economy. Of course no one knows for sure, but all the indicators are that the economic world is not doing well, contrary to what the media may be telling you. Regardless of what may or may not happen, I think the time is now to start getting out of debt. Pay down your credit cards, start saving money. Live below your means. Check out my new video and please subscribe to my...

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What To Do When You Hate Your Job
Dec22

What To Do When You Hate Your Job

Tweet They don’t call it work because it is fun. Work is something we all do, it is a necessary evil for most and a total joy for some. If you are one of the 20% who love your job and what you do for a living, be thankful. For the other 80% of you reading this, know that there is a way out of the situation you are in now…but you have to take action to make it happen. For the last 23 years I have been employed with the same company....

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Failure Equals Success
Nov10

Failure Equals Success

Tweet No one likes to fail. There isn’t one person reading this that begins something with the intent to fail at it. When someone studies for an exam, then sits for the exam, they don’t whisper under their breath, “oh I hope I fail this”. No, we all intend to succeed. However, when it comes to succeeding, you most likely will  have some if not a lot of failures first. The other day I was sitting in a shareholders meeting of a company...

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Berkey Water Filter
Aug18

Berkey Water Filter

Tweet This is not my normal type post for this site in that it isn’t directly related to finances, but it is focused on life and what can happen in life. Today I want to talk with you about water. Odd topic you may say, but water, next to food, is the one thing that we all must have to survive. In fact, you can only survive about three days without water. If you live in the east coast you know we are in the middle of hurricane...

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