About

Hi, I’m Kim Staudenraus.  A Christian.  Someone who has  made mistakes and continues to make mistakes while learning and growing both professionally and personally in my walk with Jesus Christ.

My belief is that mistakes help you grow, learn and succeed!  Learning is an endless process.  Anyone can be successful if they are willing to work toward improvement, are honest and focused on the right things. I firmly believe in the following statement:

Integrity is doing the right thing, even if nobody is watching.

In 1992, I was tens of thousands of dollars in credit card debt and had nothing to show for it. I was making good money and was shocked when the bank told me my debt to income ratio was to high to buy my first home.  At that moment I decided to start living below my means, pay off all my debt and live on a cash only basis – that was six years before I knew who Dave Ramsey was.

Today I am living in total financial freedom…I am 100% debt free.

In 1999  I was  introduced to Dave Ramsey and his debt free concept of living life.  At that time I still had a car loan and a few thousand dollars credit card debt and a mortgage.  I cleared that up in six months.  From my own incredible and difficult journey of becoming debt free with little to no guidance, I had a desire to help others become debt free.  I invested in training at the Lampo Group with Dave Ramsey and became a certified money management coach.

In 2006 I founded Tranquility Financial Visioning, LLC to coach, teach and mentor others on how to become debt free, increase their income, improve their careers, build their businesses and most importantly all with proper balance in life.

Through the years I have become very familiar and well versed in “life” as a whole and have learned that money has an impact on all aspects of life from jobs to relationships, family, and the balance of them all.     The Life & Finances blog is a natural extension of  TFV on how money impacts life and life impacts money.  In additional I also write a coaching blog,  KimStaudenraus.com which covers a wide range of topics and experiences.   I believe we are all a “life coach”  that is why this site exists to coach and mentor to those who are looking to succeed in ALL areas of  life.

So many deserve credit:

In the financial realm, I credit  Dave Ramsey for his large arena of information that is used and referenced in some of my posts,  from  his website, radio show and of course the training I received from him and his team and thank him for allowing me to share that information in addition to my own life and coaching experiences.

In the career and business development realm, as an Endorsed 48-Days Coach, many thanks goes to Dan Miller for his support and education for a full and complete balanced life.

In the realm of  life experiences I credit so many who have touch me, from my family & friends, to my employer of almost 20 years, to Bob & Charlyne Steinkamp at Rejoice Marriage Ministries and most importantly my covenant husband.

All of these sources and more help me express, coach and mentor through example how to become a better person, increase income, build a business and improve relationships.  But my most important influence is Jesus Christ.  I strive every day to represent Him in His Glory and thank Him for my success.

Dealing with life experiences is something we all go through and living in financial freedom is a feeling that everyone has the opportunity to enjoy, a freedom that is far reaching from just the financial side.  I am here to help those searching for that freedom with as much accurate honest information as I can provide.

For a verbal introduction, please listen to the podcast  the Life & Finances Story.